retirement

In thinking about life goals one of the obvious questions that comes to mind is when I want to retire.  I've been struggling with that thought as of late because, as far as I can tell, retirement isn't very scriptural.

The one passage that I have come back to time and again over the last few years is Luke 12:13-21.  In this passage a man asks Jesus to mediate an inheritance dispute he has with his brother.  Jesus' response is to question why he should be an arbitrator in this dispute, then to warn against greed and an abundance of possessions.  He follows it up with what seems like a damning parable.

In the parable a rich man has a bumper crop, and his response is to build grain storage.  He figures he can now live off this grain, kick back, and not worry about life any more.  The NIV records him as saying, "Take life easy; eat, drink and be merry.”  Jesus calls the man a fool and spells out the condemnation the man is to experience.

A typical westerner will read this passage with an almost automatic, "Of course Jesus isn't warning against savings!  He's simply preaching against greed, laziness, and lack of care for others in a general sense.  Sure, saving excessively is greed, but that doesn't mean we shouldn't save for retirement."  Without fail, if I bring this issue up to others in a church or Bible study setting with a question about retirement, someone jumps to retirement's defense without really addressing the fact that Jesus told a parable where the villain's villainy was simply that they saved when they should have given away.

I'm not actually trying to make a point here.  I honestly don't know what to do with this.  I have a retirement account.  I don't contribute at the level that Fidelity says you should, but it exists for the purpose of providing an income when Golden and I are older.  Is this wrong?

I think the question of what to do with this passage invites knee-jerk responses, but it really deserves heartfelt contemplation, even if a person decides that retirement accounts are good and acceptable.  As I noted, I have a retirement account and I still contribute to it.  Part of the why is that I'm not convinced yet that it's inherently wrong.

One potentially valid argument that I have heard is that the cultural rules for caring for one's elders has changed.  Retirement accounts weren't a thing because elders in the same family unit worked together in whatever the family trade was and all raised the children together.  Retirement accounts are a natural result of a structural shift in our culture where family units are smaller, and don't include grandparents.  Whether that is good or bad can be debated, but it is possible that this cultural element to this that changes the application of this passage.

One thing I am certain Jesus was decrying is a mindset that I do see within the church today, and that I am prone to.  Jesus very clearly indicated that the person who believed they had earned the right to leisure and pleasure was to be condemned.  So, perhaps the question isn't whether retirement from a specific career is wrong, but whether the attitude surrounding that retirement is wrong.  If I have the perspective that I've earned or I deserve to spend the rest of my life devoted to "me time" because I've banked enough money to do that, I'm inviting condemnation.

It's a lot to think about when reviewing my 401(k).